Rates & Loans

Loans

Loan payment estimator

Loan amount: $1000

 

Rate: 8.0%

 

Term: 12 months

 

Monthly payment

 

Apply now

 

New or Used Autos

Every new or used auto loan offers:

  • Terms up to 84 months*
  • Competitive rates—as low as you'll find anywhere! Can even cost less than promotional dealer financing!
  • Pre-approvals to make shopping easy
  • Auto loan refinances from other lenders
  • No prepayment penalty
  • Complete your loan paperwork at a participating dealer - find one here.

* Term can vary depending upon credit history, vehicle, and loan amount.

Unsecured (Personal) Loans

Competitive fixed rate loan with terms up to 60 months.

Unsecured Line of Credit

Our unsecured line of credit account allows you to take advances when necessary - no need to apply for a loan each time. Reevaluated every 24 months. Maximum credit line is 10% of annual income with payments being $50 for every $1000 borrowed.

Home Equity Loans

  • Low closing costs
  • No annual fees
  • Wider variety of loan programs, 5 to 15 year terms.
  • Low fixed interest rate
  • Fixed payment amount
  • Financing up to 80% of the equity in your home, $5,000 and up

Visit our Online Mortgage Center.

View rates.

Home Equity Line of Credit

  • Low closing costs
  • Low variable interest rate
  • No loan-advance fees, annual fees or points.
  • Credit limits up to 80% of the equity in your home, $5,000 and up
  • Borrow and pay interest on only what you need at any given time
  • Potential interest tax deduction (please consult with your tax advisor for your situation

Visit our Online Mortgage Center.

Click here to request a home equity line of credit packet

Mortgages

  • Fixed and variable rates
  • 15-, 20-, 30-year terms
  • Low closing cost options
  • Visit our Online Mortgage Center.

  • Other Secured Loans

    When you have funds saved in your account, but an emergency arises, why drain your savings? Take a pledged share loan instead! This type of loan enables you to borrow against funds in your MedPro account. The amount held in your account as collateral for the loan is 100% of your current loan balance, so as you make payments on the loan, funds become available to you in your savings account. Depending on the activity on your savings account while you have the loan, it is possible to have the original funds in your savings account when the loan is paid in full!

    Pledge share loans are also helpful to those with no credit history or less-than-perfect credit history. Since the loan is guaranteed by funds held in your account, no credit check is needed. But the pledged share loans are reported to the credit bureau, helping you to establish a good credit history for future credit requests.

    * All loans subject to normal credit approval terms and risk analysis. All published rates subject to change without notice. Rates apply to new money only. Home Equity Lines of Credit are variable